Payroll

Payroll & payments

Paying international contractors, payment links, collection QRs and company KYB.

Payroll

Colombia's Labor Reform (Law 2466 of 2025): What Employers Must Adjust

A guide for finance and HR teams that employ people in Colombia: what the labor reform changed, what applies as of October 2026, and what to adjust in payroll, contracts, internal rules and budget.

11 min read
Colombia's Labor Reform (Law 2466 of 2025): What Employers Must Adjust
Payroll

International Contractor Agreement: Clauses That Prevent Disputes

A company that copies its domestic contractor template into an international contractor agreement usually skips currency, IP ownership and governing law. Those three gaps cause most disputes.

11 min read
International Contractor Agreement: Clauses That Prevent Disputes
Payroll

Provisioning for Prima and Aguinaldo: How to Reach December With Cash

A guide for finance teams running payroll in Colombia or Mexico: how to accrue the prima de servicios and the aguinaldo month by month, and how to plan Q4 treasury so December does not arrive short of cash.

11 min read
Provisioning for Prima and Aguinaldo: How to Reach December With Cash
Payroll

Mixed payroll: paying employees and contractors in one cycle

Employees and contractors often get paid on the same day, but they reach that day through different calendars, documents and withholdings. Here is how to run a mixed cycle without blurring what the law keeps separate.

10 min read
Mixed payroll: paying employees and contractors in one cycle
Payroll

Recurring B2B Payments: How to Set Them Up in Stablecoin

A recurring B2B payment is not always an automatic charge. With a payment link or QR code reissued every cycle, a company collects in stablecoin without bank debit authorization, in exchange for one extra step the client repeats each period.

10 min read
Recurring B2B Payments: How to Set Them Up in Stablecoin
Payroll

Colombia Vacation Pay: How Payroll Accruals Work

A guide for a foreign finance team employing staff in Colombia: how vacation pay, severance, the service bonus and work uniforms accrue while a contract is active, and how to book them monthly.

10 min read
Colombia Vacation Pay: How Payroll Accruals Work
Payroll

Pay International Contractors: 5 Methods Compared

Five real ways to pay international contractors, compared on cost, speed and labor risk, including where SWIFT, an EOR, and stablecoin payments each fall short.

11 min read
Pay International Contractors: 5 Methods Compared
Payroll

Mexican CFDI invoice explained for foreign companies

A foreign company that pays a Mexican vendor or contractor often receives a CFDI it does not understand. Here is what the document is, why it is issued, and what data the vendor needs from the foreign payer.

10 min read
Mexican CFDI invoice explained for foreign companies
Payroll

Employer of Record vs Contractor in Latin America

A cost and risk comparison of the three ways to hire abroad: employer of record, direct contractor, and a company's own local entity, grounded in Colombia and Mexico.

12 min read
Employer of Record vs Contractor in Latin America
Payroll

Profit Sharing (PTU) in Mexico: Calculation and Deadlines

A guide for a foreign company with a Mexican payroll: how to calculate PTU, the 2021 reform cap, who is excluded, and when the employer must pay.

12 min read
Profit Sharing (PTU) in Mexico: Calculation and Deadlines
Payroll

Severance Pay in Colombia: What Employers Owe at Termination

A guide for a foreign finance team employing staff in Colombia: what the final settlement includes, how the Article 64 severance indemnity is calculated, and what happens if payment is late.

11 min read
Severance Pay in Colombia: What Employers Owe at Termination
Payroll

International Payroll From Brazil: Paying Contractors Abroad

A Brazilian subsidiary paying contractors in three countries cannot treat this as a wire transfer. Classification, contract, FX closing, taxes, and monthly reconciliation for group reporting.

12 min read
International Payroll From Brazil: Paying Contractors Abroad
Payroll

W-8BEN: the form your US client will ask you to sign

A US client asks for a W-8BEN before releasing the first invoice payment. The form certifies the payee's tax status, and it determines whether the payer withholds 30% or a reduced treaty rate.

11 min read
W-8BEN: the form your US client will ask you to sign
Payroll

Cesantías in Colombia: a severance guide for employers

A guide for a foreign finance team employing staff in Colombia: how much to accrue for cesantías every month, the two payment deadlines, and what triggers a penalty.

11 min read
Cesantías in Colombia: a severance guide for employers
Payroll

Paying Salaries in Colombia in USD: What the Law Says

Colombian labor law requires an employee's salary to be paid in legal tender. For independent contractors and foreign payers, the framework is entirely different.

10 min read
Paying Salaries in Colombia in USD: What the Law Says
Payroll

The True Cost of Paying International Payroll by Bank

Paying international payroll by wire is not the same problem as paying a supplier: dozens of recurring small payments, a cutoff date that cannot move, and the worker absorbing the cost. Here is who really pays each layer.

10 min read
The True Cost of Paying International Payroll by Bank
Payroll

PILA Colombia: social security guide for foreign employers

A practical guide to PILA for a US or foreign company employing staff in Colombia: contribution rates, payment deadlines, common errors and UGPP audits.

10 min read
PILA Colombia: social security guide for foreign employers
Payroll

Payroll for Remote Workers in Mexico: CFDI and Payments

A foreign company hiring in Mexico must pick the right contract, follow the telework reform, and issue the correct CFDI, whether payroll or a cross-border payment receipt.

11 min read
Payroll for Remote Workers in Mexico: CFDI and Payments
Payroll

Payroll Software in Colombia: What It Must Cover

Evaluation criteria for payroll software in Colombia: electronic payroll, social security contributions, statutory benefits and withholding, plus the payment piece almost none of them solve.

9 min read
Payroll Software in Colombia: What It Must Cover
Payroll

Pay freelancers in Colombia: a guide for companies

Whether Colombian withholding applies when you pay a freelancer directly from abroad, what documentation you need, and how to choose between a wire and a stablecoin.

9 min read
Pay freelancers in Colombia: a guide for companies
Payroll

KYB checklist: the documents you will be asked for to open the account

A KYB does not stall on technology. It stalls because a certificate expired, a power of attorney does not spell out the right authority, or nobody documented the ownership chain up to the beneficial owner.

10 min read
KYB checklist: the documents you will be asked for to open the account
Payroll

Contractor vs employee: how to pay each one legally in LATAM

The label on the contract does not define the relationship. Across Latin America the facts decide: subordination, personal performance and pay. Contributions, withholdings and the correct way to pay each person follow from that.

10 min read
Contractor vs employee: how to pay each one legally in LATAM
Payroll

Independent contractors in Colombia: UGPP and social security

Hiring on a service contract instead of payroll is a different regime. Who contributes, how the contribution base works, what the UGPP audits, and where USDC or peso payouts fit.

9 min read
Independent contractors in Colombia: UGPP and social security
Payroll

Pay international contractors in USDC from Brazil

A Brazilian company paying contractors abroad absorbs IOF, spread and fees, then waits business days. Paying in USDC settles in minutes, yet stays inside the FX market and the same tax perimeter.

9 min read
Pay international contractors in USDC from Brazil
Payroll

What Is KYB and Why Your Company Needs It

KYB (Know Your Business) verifies that a company exists, is legitimate and discloses its ultimate beneficial owners. It is the entry requirement for any serious financial platform.

8 min read
What Is KYB and Why Your Company Needs It
Payroll

What Is USDC and How It Works: A Guide for Companies

USDC is a digital dollar issued by Circle and backed 1:1 by liquid reserves. This guide explains how it works and how companies use it for collections, payments and treasury.

9 min read
What Is USDC and How It Works: A Guide for Companies
Payroll

How to Pay Payroll in Colombia: Methods, Costs and Modern Options

Calculating payroll and paying it are two separate steps. We cover the real methods a Colombian company uses to pay salaries and contractors, the costs, and a modern stablecoin option.

8 min read
How to Pay Payroll in Colombia: Methods, Costs and Modern Options