Treasury

Treasury & FX

Multi-currency, basic hedging, crypto-fiat reconciliation and cash management for SMBs.

Treasury

Dollar Invoices From Colombia: What They Mean

A Colombian vendor's invoice in US dollars almost always carries a Colombian peso equivalent too. That is not a formatting error, it is a DIAN requirement.

11 min read
Dollar Invoices From Colombia: What They Mean
Treasury

Brazil's IOF Tax on Foreign Exchange for Companies

Brazil's IOF tax on foreign exchange changes by decree and the rate depends on the declared purpose of the transaction. Here is what is confirmed in official rules and what still needs to be checked transaction by transaction.

12 min read
Brazil's IOF Tax on Foreign Exchange for Companies
Treasury

Foreign Exchange for Companies in Brazil: How It Works

Foreign exchange for a company operating with Brazil is not a single quote: it runs through a câmbio contract, an authorized institution, IOF, and, since October 2026, a wider foreign currency account for legal entities.

11 min read
Foreign Exchange for Companies in Brazil: How It Works
Treasury

FX Hedging for Companies: A Guide to the Instruments

There is no single FX hedging instrument. The right choice depends on exposure, timing and company size, and it changes from one Latin American country to the next.

11 min read
FX Hedging for Companies: A Guide to the Instruments
Treasury

What Is OTC in Crypto? How It Works for Treasury

OTC in crypto is not a trading market. It is a quote requested on demand, with a firm price and a short validity window, built to convert treasury balances without touching an order book.

10 min read
What Is OTC in Crypto? How It Works for Treasury
Treasury

Colombia Compensation Account: What It Is, When to Use It

The term shows up in every guide to Colombia's exchange regime, but almost none explain when a company operating in Colombia actually needs to open a compensation account, or the administrative load that comes with it.

11 min read
Colombia Compensation Account: What It Is, When to Use It
Treasury

USD Account for Companies in Colombia: 4 Real Options

A foreign company operating in Colombia cannot open a USD deposit account at a local bank. These are the four routes that actually exist, and how to pick between them.

10 min read
USD Account for Companies in Colombia: 4 Real Options
Treasury

Paying overseas suppliers from Argentina: where stablecoins fit

Since 2024 Argentina has a legal figure for virtual asset service providers and a registry run by the securities regulator. That changes the ground for importers, though it does not touch the layer that hurts most.

10 min read
Paying overseas suppliers from Argentina: where stablecoins fit
Treasury

Paying international suppliers in USDC from Panama: a guide for importers

Panama already operates in dollars, yet paying an overseas supplier still travels through a chain of correspondent banks. This guide covers how that payment runs in USDC and what documentation supports it.

10 min read
Paying international suppliers in USDC from Panama: a guide for importers
Treasury

Accounting for USDC under IFRS: a practical guide for SMEs

The 2019 agenda decision on cryptocurrencies does not automatically settle the USDC case, because it describes assets with no issuer and no contract. That gap forces the entity to form its own judgement and disclose it.

10 min read
Accounting for USDC under IFRS: a practical guide for SMEs
Treasury

Collecting from US clients from LATAM: the complete USDC guide

Collecting from a US client in USDC is a procedure with concrete steps: agree the payment method, hand over the paperwork the payer needs, issue the invoice, share the payment link and reconcile against the on-chain identifier.

10 min read
Collecting from US clients from LATAM: the complete USDC guide
Treasury

How an on-chain transaction works, explained for your accountant

A stablecoin payment is documented differently than a wire. This guide translates address, hash, network, confirmations and gas into the language of the month-end close.

9 min read
How an on-chain transaction works, explained for your accountant
Treasury

USDC vs USDT for Companies: Which One to Choose and Why

USDC and USDT are not interchangeable for a corporate treasury. They differ in issuer, reserves, regulatory standing and real liquidity per corridor. This guide compares both with official sources.

9 min read
USDC vs USDT for Companies: Which One to Choose and Why