SFC, DIAN, CNBV, CNV, BCB and MiCA frameworks for companies operating with crypto.
The GENIUS Act's text was signed in 2025. What is moving now is its rulemaking: five federal agencies have published proposals, the statutory July 2026 deadline for final rules passed unmet, and the effective date depends on a dual trigger.
A foreign company paying or collecting in Colombia should know: there is no comprehensive digital assets law in force yet. One bill was archived, another was never filed.
Resolução BCB 519 sets the authorization process for virtual asset service providers in Brazil. Who must apply, what documentation it requires, and by when.
Every virtual asset transfer above a minimum threshold must carry the originator's and beneficiary's identifying data attached to it. Here is how the FATF Travel Rule works and where your company fits in.
Mexico's Senate is reviewing a bill that would regulate peso-referenced stablecoins for the first time. It has not passed. Here is what it would change.
A US or Brazilian company invoicing a Colombian buyer, lending to a Colombian subsidiary, or investing in a Colombian company is dealing with Colombia's exchange control regime, whether it names it or not.
The digital euro does not exist yet and its possible first issuance is set for 2029. Meanwhile a Latin American company collecting from Europe has real options, but three different things should not be confused.
Mexican law defines the virtual asset and leaves it to the central bank to decide which ones may be used. Circular 4/2019 restricts banks and fintech institutions to internal operations, and that explains the market a company sees today.
Uruguay has had a virtual assets law since 2024 and a designated supervisor. For a company that simply collects and pays in USDC, the key is understanding that using the tool is not the same as providing the regulated service.
MiCA now applies across the entire European Union. If your company invoices European clients or pays suppliers in Europe, your choice of stablecoin is no longer neutral.
The first US federal stablecoin law sets 1 to 1 reserves, monthly disclosures and issuer licensing. Here is what it means for a Latin American company that collects, pays or holds USDC or USDT.
Brazil's virtual asset framework is live. Your company did not become a regulated entity, but who you can transact with, and what you must document, both changed.
El Salvador is a dollarized economy, so holding balances in USDC, USDT and USD fits without converting to a local currency. Regulatory framework and operations for businesses.
Electronic payroll is the support document certain companies report to the DIAN. What it is, who issues it, and why it is separate from paying payroll.
The DIAN treats crypto assets as property for net-worth purposes. What a Colombian company should document and report, with no made-up rates or deadlines.